Money
Budgeting & expenses
Expense and budget tracker for everyday life.
Finance & calculators
Mortgage calculator with full amortization.
Mortgage turns any home loan into a precise, instant amortization schedule — enter any four of property value, principal, rate, term, or payment and the fifth is solved for you. Layer in extra payments, variable rates, taxes, and insurance to see your true cost and exactly how many years and dollars you save — all privately on your device.
Features
Mortgage calculator with full amortization.
Enter any four of property value, principal, rate, term, or payment and the fifth is solved and kept in sync.
See every monthly payment for the life of the loan with interest, principal, balance, and LTV.
Add recurring extras or one-time lump sums and watch your payoff date jump years forward.
Model ARMs, teaser periods, and interest-only windows with month-by-month rate bands.
Visualize interest vs. principal, the balance curve, the rate timeline, and total payments.
Compare refi savings and break-even, or turn income and DTI into a max affordable price.
FAQ
No. The app runs entirely on-device with no sign-in or servers — every scenario stays private on your phone.
Yes. Add recurring extras, lump-sum prepayments, or a biweekly cadence and instantly see the new payoff date and interest saved.
Yes. Layer month-by-month rate bands for ARMs and add HOA, property tax, and insurance for a true total cost (PITI).
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Mortgage calculator with full amortization.